Don’t Miss Out: Major LCWRA Payment Cuts Coming April 2026 — Act Now to Protect Your Income

What’s changing on 6 April 2026?

• New claims determined on/after 6 April 2026: a reduced LCWRA/health element is expected for most people compared with awards decided before the cut-off.
• Existing awards protected: if your LCWRA entitlement is established before 6 April 2026, you should remain on the higher rate (though rates may be frozen for a time).
• Exceptions apply: some people with severe or terminal conditions may still access higher protection under specific criteria.

Important: the key date is when your entitlement is determined — not simply when you submit a form.

Why act now?

Universal Credit health assessments and decisions can take weeks or even months. If your decision lands after the cut-off, you may be treated as a new claimant under the post-April 2026 rules. Applying early gives you a better chance of being assessed in time.

Step-by-step: how to prepare

1. Check eligibility
   If your health condition or disability limits your ability to work, you may qualify for LCWRA. Read the UC guidance and consider speaking to an adviser (e.g., Citizens Advice).
2. Tell DWP about your condition
   Report your condition in your UC journal as soon as possible. There’s usually a waiting period before the extra payment is added, so earlier is better.
3. Gather evidence
   Collect medical letters, clinic notes, prescription lists, and practical examples of how your condition affects day-to-day tasks. Ask your GP or specialist for a supporting letter if possible.
4. Track dates
   Keep copies of everything and note submission dates. If timings are disputed, your records help.
5. Consider specialist criteria
   If your condition is severe or you are terminally ill, ask about the special rules that may protect a higher rate even after April 2026.

Common pitfalls (and how to avoid them)

• Waiting too long: assessments can be delayed. Apply early so your decision is made before 6 April 2026 where possible.
• Assuming an application equals protection: protection is linked to the decision date, not the application date.
• Breaks in claim: stopping and restarting UC after April 2026 can mean you’re treated as a new claimant under the new rules.
• Missing evidence: thin evidence can cause requests for more information — and delays. Front-load your claim with clear medical support.
• Not checking other benefits: changes can interact with other support. Get advice to understand your full picture.

North West support from Millercare

We know benefits changes can be stressful. Our local teams across Manchester, Preston, Warrington, Oldham, Blackpool, Bury, Stockport, Wigan, Leyland, Oswaldtwistle, Bolton, Heywood, Southport, Blackburn, Nelson and Burnley can help you plan ahead so your independence isn’t put on hold.

• Free home or showroom assessments to match the right mobility aids to your needs and budget.
• Clear pricing & quotes to help you plan purchases ahead of potential income changes.
• VAT relief guidance — many customers qualify for VAT exemption on eligible products.

Planning purchases around the changes

If you’re considering equipment such as mobility scooters, riser-recliner chairs, or stairlifts, get advice and quotes now. That way, you can make informed decisions — and avoid rushing if your benefit assessment takes longer than expected.

VAT note: Many mobility products qualify for VAT relief if you have a long-term illness or disability. We’ll guide you through the simple declaration at checkout or in-store.

FAQs