Your Comprehensive Guide to PIP

Date Published: February 22nd, 2019

Ever heard of PIP (Personal Independence Payment)? It’s a way for those with disabilities to live their day to day life without the added hassle of financial struggle. It’s a government funded payment and helps those who suffer from both physical and mental disabilities. Below is an outline of PIP and how you can apply online.

What is PIP?

The Personal Independence Payment, or PIP as it’s better known, is a disability benefit which replaced the Disability Living Allowance. It’s for those aged between 16-64, and be claimed by those who suffer from either a physical or mental disability.

Who is eligible for PIP?

If your disability affects your ability to do any of the following, you may be eligible for PIP:

  • Talking to others
  • Shopping
  • Paying bills
  • Taking short or long journeys
  • Preparing food
  • Bathing
You’re also only eligible for PIP if you live in England, or you have lived in England for at least 2 of the last 3 years.

What exactly do you receive on PIP?

Usually paid into your account every 4 weeks, PIP is tax-free and you can apply whether you’re in, or out, of work. How much you receive depends on your disability or condition, and everyone is reviewed individually.

PIP is made up of mobility and daily living rates. Both are paid either as standard or as an enhanced rate, depending on your eligibility. The rates are as follows:

Mobility Rates:
Standard - £22
Enhanced - £58

Daily Living Rates:
Standard - £55.65
Enhanced - £83.10

These are subject to change.

If you suffer from a terminal illness, you will receive the enhanced rates of both mobility and daily living rates.

How to Apply for PIP

In order to apply for PIP, you will need to call the Department for Work and Pensions. If you cannot do this, someone can do so on your behalf. If this isn’t possible, there are also other ways in which you can claim PIP, such as by post. For the dedicated contacts for the DWP, visit the PIP Government page.

What Happens Next

Once you have formally applied for PIP, you will receive a “How Your Disability Affects You” form. If you need advice on how to fill in your form, Citizens Advice has a guide that can help.

In order to access the help you need, you will need to complete a PIP assessment. This will be done in a nearby building, or DWP will talk to your healthcare provider for you.

If you are asked to a meeting, you will be asked a number of questions regarding your disability and how it affects your everyday life.

How to prepare for your PIP Assessment

In a PIP Assessment meeting, you must be prepared to talk about your condition and how it affects your everyday life. It can be a hard thing to do, especially if your condition and its effects cause you anxiety. To prepare for this, go over what you detailed in your form, and be sure to talk about the difficulties of living with your condition. If it helps, you can take in a copy of your form with you for reference.

The assessment is made by the information you give on your form and what you say in your assessment. For example, you may be asked how you got to your appointment. If you travelled on public transport, it will be noted that you can travel alone etc. As well as this, you may be asked to carry out tasks, such as walking up stairs.

As well as this, the assessor will make notes on your mental state during the day, noting whether you’re okay with social interaction.

It’s completely fine to take someone with you for support during your PIP assessment. They can also be involved in discussions, as long as you state that it is okay for them to do so.

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